When Your Home is Where You Park It: RV Insurance for the Full-Timer

A rose by any other name may still be a rose, but RVs are no longer "recreational" vehicles when you make one your home.  That means a full-time RV'er needs a different kind of insurance from the regular RV coverage.  These are some of the things to consider when buying a full-timer policy:

• A full-time insurance package should offer personal liability similar to a homeowners policy. This liability covers you for anyone injured in your RV, whether parked or in travel status.
• You probably already have collision on your RV, but as a full-timer you may also want to add comprehensive with total loss replacement coverage.  When the RV is your home and sustains significant damage, you will need to cover the cost of a different place to live. 
• If you have the total of all your belongings in the RV, you'll want to have good coverage on personal effects.  It's a good idea to photograph those possessions and catalog them, too, especially if you have any valuable items such as good jewelry.
• Check to see if the package includes roadside assistance coverage.  If it doesn't, add it!

While shopping for full-timer's insurance, consider these additions to your policy:

• Medical payments to cover injuries make an inexpensive supplement to health insurance. 
• Add something to cover emergency expenses, also.  If you must surrender the RV for several days for repair work, you will need hotel and meal expenses. 
• If your pet(s) live and travel in the RV, you will want to coverage for any veterinarian expenses if injured in an accident.  
• If you have health problems which could become serious at any time, check out medical evacuation coverage.

How much coverage you choose to put on your RV is, of course, up to you.  It's true that insurance coverage for full-time use of an RV will probably result in higher premiums, especially with some of the added options.  Remind yourself, however, that you won't have house insurance to pay, so that's a trade-off!

A Look at the Top RV Camping Spots Near Branson, MO

You don’t have to travel far to enjoy outstanding RV camping. Branson, MO is less than two hours away from our dealership, and is full of fun attractions and entertainment that are fit for the entire family. If you’re planning a visit to Branson, here are a few campgrounds you may want to consider.

Cooper Creek Campground and Resort

This campground is an angler’s paradise, as it is known as one of the premier trout fishing spots in the area. Located along the shores of Lake Taneycomo, this 14-acre campground contains 75 full hook-up sites, along with two swimming pools, boat rentals, and sparkling clean restrooms. As one of the quieter campgrounds, Cooper Creek is nonetheless just five minutes away from most Branson attractions, including a local golf course.

Willow Tree RV Park

The fact that Willow Tree RV Park is located adjacent to the Willow Tree Inn means you can enjoy many of the same amenities such as a free continental breakfast, wireless Internet service, conference room, and outdoor swimming pool. This 31-site campground has back-up sites that can accommodate RVs up to 45 feet long, or pull-through spots capable of holding vehicles up to 32 feet long. Discounts are available for those who stay three days or more.

Musicland Campground

All types of campers are permitted at this 10-acre campground, including pop-ups and camper vans. In all, there are more than 104 spaces available, many of which can accommodate vehicles up to 60 feet long. What is perhaps most attractive about Musicland is the fact that it is within walking distance of a number of entertainment venues, and discount tickets are also available in the campground office. Their sparkling swimming pool is open seasonally, and clean restrooms and laundry facilities are available anytime.

Any of these campgrounds will provide you with peaceful surroundings, while also keeping you close to Branson’s main attractions such as Silver Dollar City. Plan to visit one of these parks today in order to truly enjoy the best of what Branson has to offer.

Say Goodbye to Leaks with RV Maintenance

The first day you pulled your shiny new RV off the lot, you probably never dreamed of the upkeep, little repairs and tender loving care you would be giving your RV through the years. Of course, all the little accessories, upgrades and minor repairs are worth it because of the enjoyment and memories you make living life out on the open road.

One of the most common small repairs that an RV will need is leak repair. Just like any other home you own, roof maintenance is part of the standard upkeep of an RV. Your home away from home undergoes almost perpetual vibration while you drive, which means that a few small leaks are inevitable with time. However, leaks don't have to be a huge hassle, with simple to use, efficient Eternabond products that make RV Maintenance easy to handle on your own.

If you've struggled with caulking or rubber repair kits in the past, you will be happy to know thatRoofSeal by Eternabond is much simpler to use. You just make sure the roof of the RV is clean and dry, then you roll the RoofSeal onto the roof like duct tape, peeling the protective backing off as you go, so there is no chance of it sticking to itself. You can purchase RoofSeal in gray or white so it blends into the color of your RV's roof.

Our customer's love Eternabond and the way it extends the life of their RV because of their easy-to-use solutions to minor leaks.